DOFD

[wildstang]

Ok so I pretty much got the basics down but I have a question about the  DOFD. Some of my accounts dont match up. It will say DOFD is sep 2004 but the payment

history shows a current payment for that month and year. If the account has lates prior to the charge off are those the ones counted for DOFD? For example I have an

account due to fall off in SEP 2011 but there are lates before the charge off so are those the ones the seven year timer starts? This info is from the OC on my CR. This is from EQ TU has a different DOFD

[guiness56]

DoFD on a CO'd account or one sent to collections starts at 180 days after the account went delinquent.  If your last payment was, say, Sep 09,  your DoFD would be Mar 10.

I am not sure if this answers your question.