So I want to buy a car before winter starts. I know one of the things auto lenders look at is your DTI ratio. I am questioning how do I calculate that? Is is based on monthly payments? Or how much debt you have overall on current balances? What kind of items kill your DTI? How do student loans and collections affect your DTI? Thanks!! 
Starting Score: 6/27/2012: TU-543 EQ-501 EX-535(Quizzle)