Rebuilding Your Credit

[GoGuard]

Just when I think I'm prepared to make the first official move and get some of these letters out...Debt Validation to Collection Agency's, Goodwill Letters to Original Creditors, etc., I've drawn a HUGE blank and know I know the answer to this but I'm drawing a blank. If I have one Collection Agency showing up on all three credit reports and I need to send these letters CMRRR, do I send a DV letter to the same Collection Agency for each Credit Report entry or do I send one CMRRR letter and mention it is being reported on all three credit reports?

Brain F**t of the most simplest thing, just when I need it the most!!!  Any HELP appreciated!!!!!!!  Here I was ready to send these out and now I'm stopped dead in the water until I know for sure.  The logic probably answers the question, just on this particular one I am talking about $1400 so really want to make the right step. TY again for any help!

[mschang]

just one letter per TL.

[GoGuard]

Thank you for the reply!

Now another questions that I didn't see forthcoming. On my tri-reort from USAA there is an address listed but it is different than one I found somewhere else. On the report it's listed just as "Rob Reg Yng" with an address, but somewhere I found someone thought they were R*binson, Reagan & Young, PLLC but with yet a different address. So far, I've seen about 4 addresses. If I want to send a DV for this Collection, do I use the address on the Tri-Report I just pulled last night from USAA.

And is there an advantage to sending to an address you know is valid, or an old one that is on a report that might be old?

But then again that would depend on if I want them to validate the debt or in this case, we think we really do have a check showing where we paid this issue, so I would want it to go to a legimate address?

Is there a simple rhyme or reason to current address for these folks?

[Shogun]

One letter per TL.  As for the address, it's supposed to be the correct address on your CR but that is not always the case with a CA.  Have you googled them?  Sometimes this will give you the current address.

[GoGuard]

TY!!!

[Shogun]

If you're still having trouble finding the address, post a thread on here.  Chances are someone's already dealing with them.