08-26-2012 04:56 PM
Just when I think I'm prepared to make the first official move and get some of these letters out...Debt Validation to Collection Agency's, Goodwill Letters to Original Creditors, etc., I've drawn a HUGE blank and know I know the answer to this but I'm drawing a blank. If I have one Collection Agency showing up on all three credit reports and I need to send these letters CMRRR, do I send a DV letter to the same Collection Agency for each Credit Report entry or do I send one CMRRR letter and mention it is being reported on all three credit reports?
Brain F**t of the most simplest thing, just when I need it the most!!! Any HELP appreciated!!!!!!! Here I was ready to send these out and now I'm stopped dead in the water until I know for sure. The logic probably answers the question, just on this particular one I am talking about $1400 so really want to make the right step. TY again for any help!
08-26-2012 06:39 PM
Thank you for the reply!
Now another questions that I didn't see forthcoming. On my tri-reort from USAA there is an address listed but it is different than one I found somewhere else. On the report it's listed just as "Rob Reg Yng" with an address, but somewhere I found someone thought they were R*binson, Reagan & Young, PLLC but with yet a different address. So far, I've seen about 4 addresses. If I want to send a DV for this Collection, do I use the address on the Tri-Report I just pulled last night from USAA.
And is there an advantage to sending to an address you know is valid, or an old one that is on a report that might be old?
But then again that would depend on if I want them to validate the debt or in this case, we think we really do have a check showing where we paid this issue, so I would want it to go to a legimate address?
Is there a simple rhyme or reason to current address for these folks?
08-26-2012 06:49 PM
One letter per TL. As for the address, it's supposed to be the correct address on your CR but that is not always the case with a CA. Have you googled them? Sometimes this will give you the current address.
08-26-2012 07:16 PM
If you're still having trouble finding the address, post a thread on here. Chances are someone's already dealing with them.
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