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DV an account from 03/2005 or just let it fall off?

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sharriel
Frequent Contributor

DV an account from 03/2005 or just let it fall off?

I have a few (ok, 6) accounts that  have a fall off date of between 8/13-8/14.  Some paid, some unpaid.  SHould I DV & GW them or just let them fall off?  And when they do fall off, how long until my score goes up?

5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673
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Brax
Frequent Contributor

Re: DV an account from 03/2005 or just let it fall off?

Doesn't hurt to GW the paid ones. My advice is to focus only on the last one that will fall off and see where that goes.

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