02-06-2009 12:30 PM
A DV which I had sent almost an year ago, I got a response now. All I got was a Bank Statement. Is this a valid response?
After my DV the entry was deleted from my CR's. Now with this it has reappeared, after the response. What should I do?
02-06-2009 01:14 PM
A statement might be all they need to send if it contains all the information necessary to indentify the original creditor, the account and an address for ther OC.
Yet, I would send them a letter stating that what they sent you does not constitute debt validation and you are immediately filing complaints with the FTC, the BBB and the AGS - should they not stop collectiong efforts until the can provide proper debt validation per FDCPA 809, you will alod consider filing suit without further notice.