DV vs Dispute

[Anonymous]

I am new to this and perhaps have tried to take in too much info at one time. As a result, I am a tad confused. Would it be better for me to start by sending DV letters or disputing through the credit companies? Thanks for any assistance. 

[Kutuzov]

It depends on what you want to accomplish, how old is your debt, and who's the debt collector and for what. If it's still within your state statute of limitations and the debt is just sleeping, I wouldn't wake them up, for example.