cancel
Showing results for 
Search instead for 
Did you mean: 

Dad's collection on my report in error.

Member

Dad's collection on my report in error.

Help.

My dad and I have the same name and he cosigned for my sister's uverse account and she went to default.  Somehow it was reported uner my social security number.  I called uverse and they corrected it and said they sent a letter to the collections company.  I've been calling both the collections company and Uverse over a month now and each says irs the others responsibility to remove it from my credit score.  It dropped my score almost 100 points.  Any suggestions on how to proceed?

4 REPLIES
Moderator Emeritus

Re: Dad's collection on my report in error.

Get both the OC and the CA to write you (no calls!) to the effect that they are reporting in error. Then mail in a dispute with a copy of their letters. Minus the letters (IMO, the most important letter would be from whomever reports this debt), it would likely get verified.

Valued Contributor

Re: Dad's collection on my report in error.

Do you have a copy of the letter from Uverse?  Mail it with your dispute letter to the CB's and they will remove it.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Member

Re: Dad's collection on my report in error.

thank you

Valued Contributor

Re: Dad's collection on my report in error.


anchor2b wrote:

thank you


good luck!

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL