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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Damn EQ again - Edit: I won!!! CA off CR

[ Edited ]

CA from 2011 with deletion letter sent to EQ.  This is the second time after a dispute in which they correctly deleted the CA that they stuck it back on my report.

 

Suggestions?

 

 

 

Edit:  I cant pull report until tomorrow but I won!  Just  got off phone with Office of Consumer Affairs at EQ and CA was removed this afternoon.  The lady was actually helpful and she could understand my English!  I told her I would withdraw my BBB complaint once I have confirmation that the file was deleted from my report.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Damn EQ again - 2nd time stuck CA back on report

Just  got off phone with CA.  They are dumb founded by EQ's actions.  They have sent eOscar notice 3 times now.  They just sent 4th notice.  Im going to just let this sit for 3 weeks and see if it gets removed on its own. 

 

What a pain in the butt.  Has anyone else had this kind of problem with sending deletion letters to EQ?



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

Take the FICO Fitness Challenge
New Member
Gek2012
Posts: 2
Registered: ‎07-01-2012

Re: Damn EQ again - 2nd time stuck CA back on report

ugh! Im now going through this too so I hope its not their regular practice. I just paid off collections and was hoping they would be removed automatically but I pulled today and they are still there! 

Where to you send your deletion letter to? Do you open a dispute or simply fax it somewhere?

Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Damn EQ again - 2nd time stuck CA back on report

Dont listen to what EQ tells you.  They told me to open dispute and to fax letter to them to speed up the process.  This has caused a nightmare of the CA being removed twice and stupid EQ putting it back on twice!

 

My recommendation, as much as its hard to hear and even harder to do, is to just let it wait.  Ensure that CA has sent eOscar notice and then just sit back for 3 weeks or so.  If not removed at that point then contemplate disputes after you contacted CA to verify that they actually sent the notice.

 

TU and EX the dispute process and faxing the letters worked well.  EQ was a mess.  So avoid it with that one.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

Take the FICO Fitness Challenge
New Member
Gek2012
Posts: 2
Registered: ‎07-01-2012

Re: Damn EQ again - 2nd time stuck CA back on report

(sigh) hard to do. but ok sit back and wait.

 

I only just paid it in July and they said they report august 1st so of course i pulled today, so it is early i guess.

 

I just want it gone!

Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Damn EQ again - 2nd time stuck CA back on report

I won.  See original post for update   :smileyhappy:



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

Take the FICO Fitness Challenge

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