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Date opened

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Date opened

I am going over my credit report that was pulled by a lender is Unbelievable what I saw. I called the collection agency prior the pulling from the lender. 5 of the collection accounts that are 4 years old are reporting date opened 2012. What is going on . 

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Moderator Emeritus

Re: Date opened

That's just the date that the CAs got the account.  It's not the DOFD, that is not set by the CA, it's set by the OC.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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