11-25-2012 08:22 PM
I am going over my credit report that was pulled by a lender is Unbelievable what I saw. I called the collection agency prior the pulling from the lender. 5 of the collection accounts that are 4 years old are reporting date opened 2012. What is going on .
11-25-2012 08:56 PM
That's just the date that the CAs got the account. It's not the DOFD, that is not set by the CA, it's set by the OC.