Reply
Valued Member
Posts: 39
Registered: ‎10-02-2010
0

Dealing w/Hunter Warfield

Has anyone ever had success with Hunter Warfield?  I live in Texas and I've sent DV letters, emails and faxes and never received a response from them ever.


Starting Score 10/10: 529
Current Score 12/11: 663
Goal Score: 850


Take the FICO Fitness Challenge
Established Contributor
Posts: 709
Registered: ‎04-20-2008
0

Re: Dealing w/Hunter Warfield

[ Edited ]

Have you seen them on a collection website? i think [Edited] has one, or i saw a link somewhere to collection agencies and experiences ill look again in a bit.


A link was removed because it violates the forum's Credit Repair Discussion Guidelines which prohibit, among other things:

Additionally, we cannot allow postings that include the promotion of any credit repair organization or the posting of links to web sites that promote any credit repair actions that are not allowed in these Forums.

-Marinevietvet, myFICO moderator

"WTB Access Number"
Valued Member
Posts: 39
Registered: ‎10-02-2010
0

Re: Dealing w/Hunter Warfield

Can you DM the info since it was removed from the posting.


Starting Score 10/10: 529
Current Score 12/11: 663
Goal Score: 850


Take the FICO Fitness Challenge
Epic Contributor
Posts: 20,957
Registered: ‎03-19-2007
0

Re: Dealing w/Hunter Warfield

Did they sent you a collection (dunning) notice?  Was your DV timely?

Living in Texas, their state version of the FDCPA requires response to a DV letter within 30-days.

Established Contributor
Posts: 945
Registered: ‎02-07-2011
0

Re: Dealing w/Hunter Warfield

[ Edited ]

Umm, yes, I actually JUST dealt with them a few weeks ago. To make a long story short, the apartment that we just moved out of in Dec, 2010 sent us a $750 bill for a TON of absurd "damages" that I simply refused to pay. The apartment sent the account to Hunter Warfield who then began collection activity against me. All of my conversations with them were absolutely ridiculous... first they lied about the nature of the collection (said it was for failure to provide notice of moving out and even went through the hassle of having me send in proof of notice - a later person informed me the list of damages that were the cause of the charges were clearly listed on my account). Then during another conversation, the HW person yelled at me and hung up - seriously! (I was being completely respectful and nice, just simply asking him to explain something that didn't make sense to me and he obviously didn't like that).

 

Ultimately, it became clear that these people were rude and unethical and I wasn't going to get anywhere with them. Since the collection had not been reported to the CBs (and the promised it wouldn't be if a I paid - it hasn't yet, fingers crossed) and they offered me a 80% settlement, I just paid it. Ultimately, I didn't want some morons at a CA to hurt my credit and destroy my chances of buying a house nex year.

 

All I can say is that my experience with them was horrible so I wouldn't hold your breath on them actually following any FCRA rules or being cooperative at all. I also filed a complaint with the FL attorney general over them... it didn't really go anywhere (got a general email response), but I encourage that you do the same. Maybe if they get multiple complaints, they'll look into it.

Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
Jan 2012 Current Scores: FICO EQ 604 FICO EX ??? TU98 623
Feb 2012 Goal Scores: EQ 620 EX 620 TR 620 (or just the middle to be 620!!)
Valued Member
Posts: 39
Registered: ‎10-02-2010
0

Re: Dealing w/Hunter Warfield

I senta DV on 02.01.11 and haven't received a response.  I sent a 2nd DV on 03.01.11 and haven't received a response.


Starting Score 10/10: 529
Current Score 12/11: 663
Goal Score: 850


Take the FICO Fitness Challenge
Moderator
Posts: 17,306
Registered: ‎07-14-2009
0

Re: Dealing w/Hunter Warfield


melprieve wrote:

I senta DV on 02.01.11 and haven't received a response.  I sent a 2nd DV on 03.01.11 and haven't received a response.


As RobertEG said since you live in Texas the CA is required to answer a DV within 30 days or remove their information on your report. You can read this in the Texas Finance Code. It might be time to contact the Texas Attorney General about this.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Valued Member
Posts: 39
Registered: ‎10-02-2010
0

Re: Dealing w/Hunter Warfield

I sent a second request to Hunter Warfield included a copy of the Texas Finance Code demanding a removal of the account if they did not respond on 03.09.11.  Have not heard back.

 

Has any had any luck with pursuing legal action or filing a complaint with the state AG against collectors?


Starting Score 10/10: 529
Current Score 12/11: 663
Goal Score: 850


Take the FICO Fitness Challenge
Highlighted
Valued Contributor
Posts: 2,661
Registered: ‎04-25-2011
0

Re: Dealing w/Hunter Warfield

My best advice with Hunter Warfield is to deal with the OC directly... I had a similar debt, $416 dollars listed on my credit. I sent letters, no response. Finally, I contacted the OC (apartment complex) and spoke with a property manager. I agreed to pay the OC in full if they pulled it back from Hunter Warfield. They did pull it back and it is no longer reporting. Mind you; I owed this debt and it was legit.

 

I don't know what else they handle, but it seems apartment complexes are a favorite client of theirs.. If so, if the OC owns the debt do whatever you can to avoid Hunter Warfield, because they don't seem to follow the rules.

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
New Contributor
Posts: 52
Registered: ‎05-20-2010
0

Re: Dealing w/Hunter Warfield

[ Edited ]

Just gone dealing with these people.  They're royal Mod cut

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.