Yes, I know it's near, if not totally impossible to GW them, but I figured I would give it a try. I'm a bit confused though as to how they're reporting.
I had a total of 8 student loans with them, which defaulted. I've rehabbed my loans and my new lender is Nelnet.
However, here is where I'm confused.
Equifax is reporting 12 tradelines for EdFinancial, 8 of them negative, but it's reporting 4 more as positive. The four that are reporting positive are the 4 with odd number accounts (1,3,5,7). The bad ones look like this:
and the good ones like so:
There shouldn't be any good ones, but whatever...TU is only reporting 7 of the loans (not 8) as:
I guess my question is this: Are they reporting correctly if they are showing their current status as 120 days late? They've been rehabbed and paid off by the Gov't and have been assigned to a new lender. I'm sure the false positive tradelines from EQ are helping my score, but is it worth it to try and GW EdFinancial, or is there something else I can try. It seems that with my account, things aren't necessarily organized.
Thanks in advance for the help.
Gotons
Well, it does have to do with the reporting status of rehabbed SL's and how they're supposed to show up, so you'll probably get more specialized knowledge here. I think we need to wait for some of the SL experts to come through. 
(And I'm definitely not one of them.)
Are the odd-numbered accounts from fall semester, and even-numbered from spring, or something? SL's amaze me with the way that they proliferate like wild onions in the spring. 
Then, once you know if the reporting is a problem, if you want to go the GW route, you can maybe post over on Rebuilding.
Just a little more information I've gathered now that I pulled my actual CR from annualcreditreport.com.
The EQ report is now even more confusing regarding my SL's.
The four accounts that are showing as in good standing are actually still considered "Open Accounts". I'm assuming this error is probably helping my score despite the fact the last time they reported was in 2005. These "open SL accounts" have payments that are being factored into my monthly payment amount for installment loans under the Credit Summary page as well as a loan I took out through a finance company 5 years ago that was closed 2 years ago. My installment loan monthly payment should be 407, but because of these additional student loans and the finance company, my monthly payment now shows 802. Is this affecting how creditors see me when I apply for things?
The eight negative accounts still show a status of 120+ days late as previously stated, even though they were assigned to the gov't and have been bought by another lender.
UGH, this is all running together. 
@haulingthescoreup wrote:We need some experienced eyes on this one, which mine are definitely not!
laz98 and Tazman81, are you out there? Anyone else with any experience in seeing all these duplications of SL tradelines?
i'm flattered, but unfortunately, i have no knowledge to contribute here i know the rehabbed accounts are usually duplicated, but they are usually even across reports, unlike OPs case.