11-29-2012 12:18 PM
I've been reading the boards here for quite some time, but have yet to post. I am starting to see light at the end of the tunnel (Eq 580-671) thanks to all of the advice I have read here. I was just approved for a debt consolidation loan through a credit union for $5,000 at 8.25% for 36 months to pay off the remaining outstanding revolving lines of credit (most of which have 20%+ APR) and get my utilization down. Just wanted to pass along that approval info for anyone who may be interested in the type of rate they could possibly expect...
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO