Hi Everyone,
I've been reading the boards here for quite some time, but have yet to post. I am starting to see light at the end of the tunnel (Eq 580-671) thanks to all of the advice I have read here. I was just approved for a debt consolidation loan through a credit union for $5,000 at 8.25% for 36 months to pay off the remaining outstanding revolving lines of credit (most of which have 20%+ APR) and get my utilization down. Just wanted to pass along that approval info for anyone who may be interested in the type of rate they could possibly expect...