Hi, I'm new to rebuilding my credit but have been reading a lot and am making progress. Yay!
I have aquestion about debt validation. I have read that this should be done within 30 days of the debt collector contacting me. Then in other places I have seen recommendations to validate the debt on old debts. I'm not confusing it with disputing debt but are they? Is this correct?
I have a debt that that was not mine. I stupidly allowed someone to rent a property in my name. I eventually removed my name from the property. I went into the agents office and asked to be removed. They agreed. Then moths later I get a debt collectors letter for nearly $2k. I know, foolish and to compound my stupidity I ignored it. It's only showing up on one credit report and I plan to dispute it. My other question is whether debt validation has a place here.
Thanks in advance!
