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Senior Contributor
O6
Posts: 3,626
Registered: ‎10-13-2009

Re: Debt Validation

 


llecs wrote:

stoopidmunkee wrote:

I have a few quick questions on the best way to write or send out an DV sorry If I didn't read this full thread to get ideas, but I came across a site that had sample letters and I wanted to know you're guys opions on which would be the best one to send out?


To opine on the letters, both you posted have been posted in here before. I used to use the latter one in the past. IMO, both are legally and factually incorrect. A CA doesn't have to provide all of that info like payment history or agreements between the OC and CA. IMO, these letters are cookie-cutter letters and CAs laugh at them now because they are used so many times. There is a forum I troll from time to time that is for CAs only and every now and then they'll comment about these letters. Some of their comments are funny. I believe the best results come when you customize a letter starting with the paragraph in the first post of this thread. Add to that info that might pertain to your state like a detailed accounting. YMMV based on where you live. The letter would sound more credible and treated a little more seriously. It would sound more legalistic and might lead to an assumption by the CA that you are working with an attorney.


 

:smileyhappy:

IAALBNYL

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