07-14-2007 08:11 PM
07-15-2007 06:24 PM
07-15-2007 10:13 PM
loloswims wrote:If I dv the debt does the ca have to send me the actual signed application for the bank account to show that the debt is mine. I never signed anything. The banker just opened a savings account for me but I never went in to sign the paperwork. Now the account has been charged off and sent to a ca.
07-15-2007 10:15 PM
nikkoslilmouse wrote:What if you never recieved a letter and only found out about the collection from your credit report or a phone call? We have 2 each of them on our reports (2 on mine and 2 on his from different companies). Can you still send them DV letters even though they have been on the report for more than 3yrs.
07-26-2007 10:12 AM
07-28-2007 01:38 PM
DLR76109 wrote:So if you send in a debt validation and they respond with all the required items but the date of the debt was in 1999? Then they are not supposed to be reporting that to the CRAs, right? What would be the next step if that is the case? Thanks!!
07-31-2007 05:51 PM
07-31-2007 06:14 PM
kwil07 wrote:where is the flow chart?
08-05-2007 11:01 PM
08-06-2007 02:24 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.