loloswims wrote:If I dv the debt does the ca have to send me the actual signed application for the bank account to show that the debt is mine. I never signed anything. The banker just opened a savings account for me but I never went in to sign the paperwork. Now the account has been charged off and sent to a ca.
nikkoslilmouse wrote:What if you never recieved a letter and only found out about the collection from your credit report or a phone call? We have 2 each of them on our reports (2 on mine and 2 on his from different companies). Can you still send them DV letters even though they have been on the report for more than 3yrs.
DLR76109 wrote:So if you send in a debt validation and they respond with all the required items but the date of the debt was in 1999? Then they are not supposed to be reporting that to the CRAs, right? What would be the next step if that is the case? Thanks!!
kwil07 wrote:where is the flow chart?