AMEN to that! Except dont break the law ofcourse! LOL!
You don't need to be honest in a dishonest system or with dishonest people.
The law is ridiculous;
No one could send you a letter accusing you of murder to one of any of your previous valid addresses and then refuse to supply any evidence because you didn't reply in 30 days. It is a rigged system through and through and you should do whatever you can and whatever it takes to get lines off your system and your score up. Period.
Thanks for for the advice. I am going to send them a DV letter and tell them that I just received the letter.
I recently DV'd an account that has not been reported on my CRA yet. Before they had even signed for the letter I received a letter from a new CA about the same account. Now do I have to DV the new CA or do I wait for the old CA to respond. I received the letter from the new CA today.
Is the all I need in a DV letter to a CA? Should I sign it or not? Does it need to be hand written? Should anything else need to be added?
Thanks for all the help!
April 18, 2009
"I pulled my credit bureau report, and I discovered that you claim I owe you a debt. Under § 809 of FDCPA”, I am requesting validation of the debt, which includes a copy of the debt or judgment for which you are collecting.