Default on NPSL or charge card?

[KillerCut]

Could not find any info about that kind of situation, anyone care to shed some light on what happens,,,?

[RobertEG]

By default, do you mean you fail to make the required payment by the billing due date?

[KillerCut]

yes. do they just treat it as a normal credit card?

[RobertEG]

Defaul is default, regardless of the type of debt.

The distinction is that a charge card that is due in full on the billing due date is not revolving credit.

It is scored the same if a payment history delinquency, but is scored as a revolving line of credit under other categories, such as mix of credit and % util.