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Leave them. There is nothing to be gained by having accounts in good standing (even closed!) deleted. They stay on your reports for 10 years.
@castor4072 wrote:
Is a good idea to remove "paid installment loans" older than 7 years that are in good standing, how will affect my credit score? Positive or negative effect?
Removing them will negatively affect your AAoA. Leave such accounts alone..
@castor4072 wrote:
Is a good idea to remove "paid installment loans" older than 7 years that are in good standing, how will affect my credit score? Positive or negative effect?
Can you remove positive accounts? I thought they stayed on your report for 10 years if closed, and indefinitely if open.