Deleted Collection-Impact on Score?

[Anonymous]

I had a 14 month old medical collection that I paid off. I received a fax from the CA today stating that they will be deleting it from my CR. What kind of increase in my CS can I expect to see from this?

[Student_Loans_Kill]

How did you have it removed? What process? I'm still trying to remove my only collection

[pizzadude]

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@Anonymous wrote:

I had a 14 month old medical collection that I paid off. I received a fax from the CA today stating that they will be deleting it from my CR. What kind of increase in my CS can I expect to see from this?

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What other negative information is showing on your reports ??   That will be a big factor in determining what your score looks like after this collection is removed. 

[Anonymous]

1 other paid collection from 2009

1 30 day late from 2010

1 60 day late from 2010

95% utilization that I recently paid down to 3%, just waiting for it to report.

I also only have 1 tradeline.

[pizzadude]

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@Anonymous wrote:

1 other paid collection from 2009

1 30 day late from 2010

1 60 day late from 2010

95% utilization that I recently paid down to 3%, just waiting for it to report.

I also only have 1 tradeline.

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I don't think you'll get a huge boost since you have another collection.  However the reduction in utlization ( assuming it is revolving debt ) should give you a nice FICO score boost.