Deleted From One Bureau and Not The Other

[gg1]

I've been lurking around these boards for some time now. You all have been like an encyclopedia on credit. Thank you for all the wonderful advice. You have helped me tremendously. Ok, back to business at hand. Hopefully you guys can help me with what to do here. I recently did online disputes with some items on my credit report. I had a Midland CO with an old Salute Visa. And I had Trident Asset Management. Midland deleted from one bureau and not the other two. The results of the transunion dispute came back with status of "New Information". Trident Asset is with only two of the bureaus...transunion and experian. It deleted from transunion and not experian. Experian came back valid. I never did any business with original creditor Columbia House.

I'm sure they're reporting a false debt on me with this. I've filed a complaint about that too. But in any event, how do I get Midland and Trident to delete from other bureaus?

[Shogun]

This is the problem with the dispute process from the CRAs.  It's not a very good system.  If you never dealt with Columbia House and you have an alleged debt with them, you should fill out a fraud report and have that TL excluded from your CR.

[gg1]

Thanks Shogun. I will do a fraud report. Is there anything legally I can do to Columbia House for allowing this? I have already filed a complaint with BBB.

[Shogun]

They could just say that they "in good faith", thought it was you.  I don't think it would go anywhere else.  I'd just file the affadavit and be done with them.