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Deleted Public Record!!!!

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cd0926
Established Member
‎08-31-2012 06:26 PM
‎08-31-2012 06:26 PM

Deleted Public Record!!!!

Will my credit score increase if a 2004 chapter 13 is removed my credit report?

Message 1 of 4
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3 REPLIES 3
CreditChampion
Frequent Contributor
‎08-31-2012 06:44 PM
‎08-31-2012 06:44 PM

Re: Deleted Public Record!!!!

A huge jump should occur depending on how much you have been rebuilding since then.

Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K
Message 2 of 4
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igids1
Regular Contributor
‎09-01-2012 09:54 AM
‎09-01-2012 09:54 AM

Re: Deleted Public Record!!!!

If you have any other baddies, I wouldn't expect a massive jump. Its already 8, close to 9 years old. Most of the score damage has already recovered. If it's deleted, please let us know the effect.

Message 3 of 4
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Poorboi
Contributor
‎09-01-2012 07:48 PM
‎09-01-2012 07:48 PM

Re: Deleted Public Record!!!!

+1. I had one from 09 removed and fico score increased over 100 points without and open trade lines 

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