Deleted debts?? Now what??

[Zillarex]

Ok thanks for the info

[Zillarex]

If one collection agency fails to validate, are they really able to resell the debt to another company?

[golo]

I would like to know that too.

[RobertEG]

Yes.

The FDCPA does not compel verification.

It is a debt collection practices matter that requires cessation of their collection activities until such time as they provide a requested verification.

Failure to verify is not the same as being unable to verify.

[Zillarex]

I'm confused I guess, I filed a complaint with FTC, BBB. Lvnv requested 30-45 days for documentation. They responded to the BBB that unfortunately they were unable to provide documentation from the original creditor..which was another CRA. The BBB emailed advised this account is now closed and they tradelines will be deleted. Which they are. After all this, they can still sell an account that they can't validate with documents??

[mmrgr]

How long after filing a bbb complaint did you get a response about LVNV?  Thanks

[Zillarex]

Couple weeks

[injustifiiable]

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@mmrgr wrote:

How long after filing a bbb complaint did you get a response about LVNV?  Thanks

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Mine took two months but others have had success sooner.