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Deleting paid MCM collection?

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Anonymous
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Deleting paid MCM collection?

Hi all,

 

I am trying to get my credit cleaned up and looking for some advice. I have a paid collection with midland credit management, is there any way to get this removed from my report? Here is the info on the account. I have heard nightmares about them and definitely don't want them to put a duplicate account on there or anything like that. Thanks for your help in advance! 

 

From equifax

 

Type of account : Open

Date opened: 09/26/2012  

Date reported: 05/21/2013 

Date of last payment: 03/2013 

Date major delenquency first reported: 11/2012 

Date of first delinquency : 07/2010

High Credit: $409

Balance:$0

Months reviewed: 6

Type of loan: Factoring Company Account (debt buyer) 

 

Message 1 of 2
1 REPLY 1
RobertEG
Legendary Contributor

Re: Deleting paid MCM collection?

CRA policy, as stated in their credit reporting manual, instructs debt collectors not to delete their reporing based on satisfaction of the debt.

They have solid basis for declining to do so.

 

The process is to send a request for their good-will deletion.

Message 2 of 2
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