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Hi all,
I am trying to get my credit cleaned up and looking for some advice. I have a paid collection with midland credit management, is there any way to get this removed from my report? Here is the info on the account. I have heard nightmares about them and definitely don't want them to put a duplicate account on there or anything like that. Thanks for your help in advance!
From equifax
Type of account : Open
Date opened: 09/26/2012
Date reported: 05/21/2013
Date of last payment: 03/2013
Date major delenquency first reported: 11/2012
Date of first delinquency : 07/2010
High Credit: $409
Balance:$0
Months reviewed: 6
Type of loan: Factoring Company Account (debt buyer)
CRA policy, as stated in their credit reporting manual, instructs debt collectors not to delete their reporing based on satisfaction of the debt.
They have solid basis for declining to do so.
The process is to send a request for their good-will deletion.