Deletions... How long does it take...

[RussianPassion]

From your guys' experience... When a creditor agrees to delete a TL from all 3 and deletes it...

Does it get deleted from all 3 on the same day or some bureaus take longer than others?

I got something deleted off my EX and EQ few days ago and TU is stuck.

Just share your experinces with time delays in regards to deletions.

TIA!

[RW771]

From my experience, it can sometimes take a while before all 3 credit bureaus reflect the same information. I'm currently waiting on EX to catch up with what TU and EX have reported for the past 2 months, and usually TU is the worst one for me!! I'd just double check that they agreed to remove whatever they're removing from all 3 CRA's as I've had to stay on top of this before in the past.

[Booner72]

All my deletions were done within a week.

[Anonymous]

How did you get the deleted so fast?

[Booner72]

Once I had the CA agreeing to delete, that was all it took.  It took EQ just a couple of days and the rest followed suit.

[Anonymous]

What steps did you take to get the CA to agree to delete? I've already paid these collection accounts.. should I first dispute via one of the credit bureaus?

[llecs]

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@Anonymous wrote:

What steps did you take to get the CA to agree to delete? I've already paid these collection accounts.. should I first dispute via one of the credit bureaus?

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Don't dispute if reporting accurately. Send a GW letter if the collection is paid. A GW is often faster than a dispute anyway.

[RussianPassion]

I disputed two that I knew were reporting correct. One of two got deleted. Even if the reporting is done correctly, if its been a while since that correct reporting was done, there is a chance they wont validate when the bureaus contact them to validate after you dispute it with them. GW also works, of course.

[amh783]

In my experience, my FAKO from freecredit will reflect the deletion first, then a few days later I'll get a Score Watch alert (only if it changes my score). I give it a few days, and then I usually cave and buy a new TU and EQ report. So, I would say, within a week of seeing it appear on my FAKO. 

With the deletions I've had, one shwoed up on FAKO the next day and one showed up a week later.

[timkrof]

I just had one deleted today from EX and EQ.  I've heard from multiple sources it takes 30-45 days.  Mine amazingly enough took exactly 45 days.  I've noticed that updates such as Paid In Fulls show up much quicker.