Delta Community Credit Union

tboy1977 · ‎08-10-2012

Anybody with a "record" have any success getting in the door with this credit union. Please let me know or PM me.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: Julty 2019: TU - 655, EX - 619, EQ - 640
FICO Dream Scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 22% APR auto loan (Mar 2017), Secured [Coke (4000), Discover (1000)], Unsecured [CreditOne $1500, Walmart $150, Target $200], World Finance: $1500, Courtesy Finance: $700, Speedy Finance: $1200 (charged-off)

tboy1977 · ‎08-11-2012

bump...bump...bump

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: Julty 2019: TU - 655, EX - 619, EQ - 640
FICO Dream Scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 22% APR auto loan (Mar 2017), Secured [Coke (4000), Discover (1000)], Unsecured [CreditOne $1500, Walmart $150, Target $200], World Finance: $1500, Courtesy Finance: $700, Speedy Finance: $1200 (charged-off)

pwagner0176 · ‎04-26-2013

I was approved in January for an unsecured Visa with a $500 limit. I was three years out of BK at the time. Since then, my credit score jumped 30 points! Years ago before my BK I refinanced my car with them and paid it off so that could have been a factor in them approving me for the Visa. I really enjoy DCCU. I have them and Navy, as well as one in Florida that i'm dying to dump - but I have my mortgage with them.