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Established Member
FluteLadyWHS12
Posts: 51
Registered: ‎11-20-2012
0

Denial-TU

So, I had a denial and TransUnion is not cooperating and letting me get my report offline. It keeps directing me to the page where I have to pay $11.50. NO WAY! I was able to pull from Equifax no problem. What should I do? Thanks

Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
0

Re: Denial-TU

I am confused...are you trying to pull your report from TU? Have you gone through annualcreditreport.com to get your free report?



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Established Member
FluteLadyWHS12
Posts: 51
Registered: ‎11-20-2012
0

Re: Denial-TU

I have already pulled my free report from TU this year. I did an app and was denied based on what they pulled from TU. So, now I am trying to get my free report because of a credit denial. 

Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
0

Re: Denial-TU

Ah I see. I believe there is a different avenue that must be taken for that. I'm not 100% sure on the specifics of this scenario but I understand where you're at now. I'll look into it as well and try to get you an answer but hopefully someone else replies shortly.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


Take the FICO Fitness Challenge
Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
0

Re: Denial-TU

do you have a user ID and password setup for TU?

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Established Member
FluteLadyWHS12
Posts: 51
Registered: ‎11-20-2012
0

Re: Denial-TU

Yes, I do have a user ID and password. When I go to the page where it says to choose and I chose report based on denial of credit it takes me log in and I do. Then after that it takes me right to the page that says "you've chosen a credit report for $11.50." 

Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
0

Re: Denial-TU

go to the page to file a dispute then log in then see what happens

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club

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