Rebuilding Your Credit

[FluteLadyWHS12]

So, I had a denial and TransUnion is not cooperating and letting me get my report offline. It keeps directing me to the page where I have to pay $11.50. NO WAY! I was able to pull from Equifax no problem. What should I do? Thanks

[sphinx313]

I am confused...are you trying to pull your report from TU? Have you gone through annualcreditreport.com to get your free report?

[FluteLadyWHS12]

I have already pulled my free report from TU this year. I did an app and was denied based on what they pulled from TU. So, now I am trying to get my free report because of a credit denial. 

[sphinx313]

Ah I see. I believe there is a different avenue that must be taken for that. I'm not 100% sure on the specifics of this scenario but I understand where you're at now. I'll look into it as well and try to get you an answer but hopefully someone else replies shortly.

[rootpooty]

do you have a user ID and password setup for TU?

[FluteLadyWHS12]

Yes, I do have a user ID and password. When I go to the page where it says to choose and I chose report based on denial of credit it takes me log in and I do. Then after that it takes me right to the page that says "you've chosen a credit report for $11.50." 

[rootpooty]

go to the page to file a dispute then log in then see what happens