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Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Dewdrop credit rebuilding log

mMy TU Vantage fako score jumped 37 pts this month to 743. Too bad it is just a fako. At the same time my EX plus score dropped 3 pts to 648.... Hmm. Meaningless white noise I guess..

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Valued Contributor
madmann26
Posts: 1,313
Registered: ‎08-30-2012

Re: Dewdrop credit rebuilding log

Keep your head up!!!

 

 


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 696|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $2.5k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k

Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Dewdrop credit rebuilding log

yay up 29

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Dewdrop credit rebuilding log

    Awesome. i know this has happened to many people but a 3X cli is better than the credit steps program had promised.!

 

    It is my 6th statement for my capital one platinum and I received an auto CLI to 1500 from 500 Yay!

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Established Contributor
ktl72455
Posts: 776
Registered: ‎12-09-2012

Re: Dewdrop credit rebuilding log

Congrats!!!!!! Keep up the good work!!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 654 | EQ 646 | EX 644 ~Myfico scores
Goal 663
My Wallet: Cap1 2K ~FH 650 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 15K~NFCU Cash Rewards signature| 5KAAoA 5yrs 11mo (6/11/13)
Neg: Tax lein PD (fall off 3/15) ~2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16) ~CC Co (fall off 11/14)
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Dewdrop credit rebuilding log

DCU EQ fico up to 664.... I used my cards a bit and have some debt on them. About 700 dollars. It makes me nervous.

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Dewdrop credit rebuilding log

300/15000/600300/1000375/2000Prepaid ,,Recent scores:FICO EX 645,EQ 653,TU 674

 

 

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Dewdrop credit rebuilding log

New TU Walmart scores just came out and mine is down 10 pts to 667. I think it is down because I have a balance on 2 cards. Less than 20% util but still not optimal.

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Dewdrop credit rebuilding log

 Walmart CLI to 1000 dollars today. I am at the 8 month mark and I pressed the Luv button and got a CLI. Awesome...

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Regular Contributor
KoolDev
Posts: 215
Registered: ‎09-26-2013

Re: Dewdrop credit rebuilding log

Keep it going !  My wife was diagnosed with Systemic Lupus in Oct 06.  The last lates I have are from early to mid 2007 and all due to drop of by July 2014.  He doctor visits, scans etc took a toll on us.  But we are bouncing back !

My Sock Drawer: Care Credit $4200-371, Cap 1 $1000-0. Cap1 $750-0, Ge Retail $1000-0, JCP 600-0, Amazon 3000-0, First Flight 1500-0
In Use: NFCU Visa Sig $17.5k-4024.00, Chase Freedom $4500.00-1900.00, WF $1000.00-0.00

Starting Score 538
Current Score 687 Nov 1- 693 Nov 21 Fico TU 733 Nov 21
Goal 700 by November---Reporting dates will put goal off until Nov 30 UGHH

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