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Did I do it?!? Success??!

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Brandytab
Member

Did I do it?!? Success??!

I just got this email.  "Delete this account" is what it says!  Obviously the proof is in the pudding but I think this is success.  THANK YOU myfico!:

 

 

 

Good Morning,

 

Thank you for providing me with the detailed information.

 

You will be receiving a letter within the next 7 working days from Credit Protection Association that this account has been closed

CPA is sending revised information to Equifax, Esperian and TransUnion to delete this account from their records. Please allow 6 to 8 weeks.

 

Thank you

 

 

Message 1 of 9
8 REPLIES 8
madmann26
Valued Contributor

Re: Did I do it?!? Success??!

Congrats! It's the little things.

Current FICO 9 Scores



Message 2 of 9
Brandytab
Member

Re: Did I do it?!? Success??!

Oh, this wasn't little!  It was the only thing standing between us and a mortage.  I'm trying not to get terribly excited, as I still need to see it actually delete, but if it does - it's damn near a miracle LOL.   

 

Thank you for the congrats. Smiley Happy

Message 3 of 9
Epcot
Valued Contributor

Re: Did I do it?!? Success??!

Very nice, Congrats! It's always nice to see hard work and persistence pay off! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 4 of 9
Shogun
Moderator Emeritus

Re: Did I do it?!? Success??!

I believe in miracles!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 9
Anonymous
Not applicable

Re: Did I do it?!? Success??!

This just happened for me as well.  My LO can do a rapid rescore using the letter sent by the  collection agency.  Try that so you wont have to wait 6-8 weeks to get the mortgage process going. Best of Luck

Message 6 of 9
Cadillac-XTS
Established Contributor

Re: Did I do it?!? Success??!

Congrats

Message 7 of 9
esmer0924
Regular Contributor

Re: Did I do it?!? Success??!

Congrats Smiley Happy  Keep up the Good Work!


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Message 8 of 9
Anonymous
Not applicable

Re: Did I do it?!? Success??!

So happy for you!
Message 9 of 9
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