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Member
Posts: 18
Registered: ‎10-10-2012
0

Did I do it?!? Success??!

I just got this email.  "Delete this account" is what it says!  Obviously the proof is in the pudding but I think this is success.  THANK YOU myfico!:

 

 

 

Good Morning,

 

Thank you for providing me with the detailed information.

 

You will be receiving a letter within the next 7 working days from Credit Protection Association that this account has been closed

CPA is sending revised information to Equifax, Esperian and TransUnion to delete this account from their records. Please allow 6 to 8 weeks.

 

Thank you

 

 

Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: Did I do it?!? Success??!

Congrats! It's the little things.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
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Member
Posts: 18
Registered: ‎10-10-2012
0

Re: Did I do it?!? Success??!

Oh, this wasn't little!  It was the only thing standing between us and a mortage.  I'm trying not to get terribly excited, as I still need to see it actually delete, but if it does - it's damn near a miracle LOL.   

 

Thank you for the congrats. Smiley Happy

Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Did I do it?!? Success??!

Very nice, Congrats! It's always nice to see hard work and persistence pay off! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: Did I do it?!? Success??!

I believe in miracles!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
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Regular Contributor
Posts: 147
Registered: ‎03-21-2012
0

Re: Did I do it?!? Success??!

This just happened for me as well.  My LO can do a rapid rescore using the letter sent by the  collection agency.  Try that so you wont have to wait 6-8 weeks to get the mortgage process going. Best of Luck

Starting Scores:TU/513 EQ/484 EXP/513 3/2012 (lender pull)
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Did I do it?!? Success??!

Congrats

Regular Contributor
Posts: 231
Registered: ‎10-03-2011
0

Re: Did I do it?!? Success??!

Congrats Smiley Happy  Keep up the Good Work!


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

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New Member
Posts: 28
Registered: ‎09-30-2012
0

Re: Did I do it?!? Success??!

So happy for you!

Starting Score: TU 598; EQ 558; EX 526
Current Score: TU 598; EQ 558; EX 526
Goal Score: 650


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