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Did I just beat Verizon collections?

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machpar
Valued Member

Did I just beat Verizon collections?

I had an alert yesterday that raised my score from a 538 to a 565. After looking at my SW the Verizon account is missing that I owed 1912.00 on. Now, my question is that I disputed their account about two weeks ago. I sent in a DV. I received an alert a couple days later that the account was in dispute but it still showed up on my accounts list. Since the TL isn't on there anymore did the TL get deleted?

Trying to buy a house Smiley Sad
480 - 4/2012
624- 6/2013

Getting there :/
Message 1 of 14
13 REPLIES 13
guiness56
Epic Contributor

Re: Did I just beat Verizon collections?

Message 2 of 14
machpar
Valued Member

Re: Did I just beat Verizon collections?

Where can I find that at? I purchased a new SW report this morning and its off the accounts list. Do I need to look elsewhere?

Trying to buy a house Smiley Sad
480 - 4/2012
624- 6/2013

Getting there :/
Message 3 of 14
guiness56
Epic Contributor

Re: Did I just beat Verizon collections?

Scorewatch pulls directly from EQ so it should be the same. 

 

Have you got your free ones from annualcreditreport.com?  One free from each CRA every 12 months.  It wouldn't hurt to look at the other 2 also to see if they are there.

Message 4 of 14
machpar
Valued Member

Re: Did I just beat Verizon collections?

I already used the ACR.com to get my starting baseline. I'm rather curious about this because Im supposed to have a payment given to them by the 29th. If its gone already by my dispute I do not want to give them money. I wonder if theres another way to check to see what happened to it. 

Trying to buy a house Smiley Sad
480 - 4/2012
624- 6/2013

Getting there :/
Message 5 of 14
guiness56
Epic Contributor

Re: Did I just beat Verizon collections?

Message 6 of 14
machpar
Valued Member

Re: Did I just beat Verizon collections?

 It was on all three, yes.

 

Trying to buy a house Smiley Sad
480 - 4/2012
624- 6/2013

Getting there :/
Message 7 of 14
machpar
Valued Member

Re: Did I just beat Verizon collections?

I kind of did a backdoor check I think. I pulled up Equifax's dispute page an VIOLA!, the Verizon account isn't there anymore.  I think that means it's gone for good.  Should I contact the collections people and ask or is that just asking for trouble?

Trying to buy a house Smiley Sad
480 - 4/2012
624- 6/2013

Getting there :/
Message 8 of 14
guiness56
Epic Contributor

Re: Did I just beat Verizon collections?

Message 9 of 14
Bell536
Contributor

Re: Did I just beat Verizon collections?

How old was the account?  Verizon isn't good about keeping records for older accounts so they could have not been able to verify the account and that is why they deleted...  just a thought.  Congrats!

Clean up CR for home purchase.Started on 04/16/2013.
04/16/13 EQ 536,TU 537,EXP 552 Lender pull
04/30/13 EQ 602 MYFico.com 05/12/13 EQ 614 / TU 595 MYFico.com
05/18/13 EQ 625 MYFico.com,614TU 5/28 EQ 625 Mid Score 621 TU
05/31/13 EQ 663 MyFico!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Message 10 of 14
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