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I had an alert yesterday that raised my score from a 538 to a 565. After looking at my SW the Verizon account is missing that I owed 1912.00 on. Now, my question is that I disputed their account about two weeks ago. I sent in a DV. I received an alert a couple days later that the account was in dispute but it still showed up on my accounts list. Since the TL isn't on there anymore did the TL get deleted?
Without looking at your actual report from the CRAs it is hard to say.
Where can I find that at? I purchased a new SW report this morning and its off the accounts list. Do I need to look elsewhere?
Scorewatch pulls directly from EQ so it should be the same.
Have you got your free ones from annualcreditreport.com? One free from each CRA every 12 months. It wouldn't hurt to look at the other 2 also to see if they are there.
I already used the ACR.com to get my starting baseline. I'm rather curious about this because Im supposed to have a payment given to them by the 29th. If its gone already by my dispute I do not want to give them money. I wonder if theres another way to check to see what happened to it.
Just paying for and pulling a report. Was it on all 3?
It was on all three, yes.
I kind of did a backdoor check I think. I pulled up Equifax's dispute page an VIOLA!, the Verizon account isn't there anymore. I think that means it's gone for good. Should I contact the collections people and ask or is that just asking for trouble?
Yep, I would leave it as is lol.
How old was the account? Verizon isn't good about keeping records for older accounts so they could have not been able to verify the account and that is why they deleted... just a thought. Congrats!