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Difference in Equifax Scores!!!!!!!!!!!

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SHAI
Regular Contributor

Difference in Equifax Scores!!!!!!!!!!!

On March 1st I purchased my EQ fico from My Fico and my score was 585, today I got a new score power report from Equifax.com and it says my Beacon Fico Score is 611. COuld this be due to me reducing my UTL???


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Message 1 of 8
7 REPLIES 7
Gunnar419
Valued Contributor

Re: Difference in Equifax Scores!!!!!!!!!!!

Reducing util is certainly one of the surest ways to get quick score improvement.

 

What was your util originally and what is it now?

 

In any case, congrats on the nice score jump.

Message 2 of 8
DaBears
Senior Contributor

Re: Difference in Equifax Scores!!!!!!!!!!!

could be that your UTIL came down, could be a old account that was adverse turned positive. Congrats on the bump!!!! 

Message 3 of 8
Gunnar419
Valued Contributor

Re: Difference in Equifax Scores!!!!!!!!!!!

Oh. But the score you got from Equifax probably isn't comparable because it's not a FICO.

Message 4 of 8
SHAI
Regular Contributor

Re: Difference in Equifax Scores!!!!!!!!!!!

I believe it is because on the report it says EQ Beacon 5.0 Fair, Isaac and CO with the FICO registered trademark.


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Message 5 of 8
rjohson
Established Member

Re: Difference in Equifax Scores!!!!!!!!!!!

wow your doing excellent with your credit scores. you tube credit logic this guys explains how opting out of pre approval credit card offers raises your score 9-14 points in two weeks, i did it and raised my score 20 points it realy works.

Message 6 of 8
SHAI
Regular Contributor

Re: Difference in Equifax Scores!!!!!!!!!!!

FYI here is the link where Equifax and MyFico partnered so you can get a real EQ FICO score. For $14.95/month you get a 3 in 1 report and 4 EQ Score Power Reports and Fico scores that can be pulled at anytime. http://www.equifax.com/web-myfico-products/


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Message 7 of 8
Gunnar419
Valued Contributor

Re: Difference in Equifax Scores!!!!!!!!!!!

Then very cool. Smiley Happy If your util has gone down, I'll bet that's the reason for the jump.


@SHAI wrote:

I believe it is because on the report it says EQ Beacon 5.0 Fair, Isaac and CO with the FICO registered trademark.


 

Message 8 of 8
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