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In October, I paid off a debt that was in collections. Today, Dec 22, the collection agency reported it had been Paid with a balance of 0 and my credit score dropped from 623 to 590. Is this an error, and if so who's?
You took a hit because it updated and looks more recent. It will fade fast and your score will rebound. But, now since the debt is paid, it's time to GW it and see about getting rid of it.