07-22-2011 11:21 AM
Yesterday I signed up for cable service with DirecTV. Today I received a SW alert saying that I had a new hard inquiry from DirecTV. I do not recall them ever stating that they would check my credit and I don't recall agreeing to it. Is this a permissible purpose?
07-22-2011 11:34 AM
I'm afraid so when you ordered service
(f) Consents Regarding Credit. In order to establish an account with us, you authorize us to inquire into your creditworthiness (subject to Section 6), by checking with credit reporting agencies. If you are delinquent in any payment to us, you also authorize us to report any late payment or nonpayment to credit reporting agencies. Due to the subjective nature of creditworthiness, we reserve the right to require prepayment for any Service via cashier's check, money order or credit card, notwithstanding your credit rating, past history or practice.
07-22-2011 11:46 AM - edited 07-22-2011 11:46 AM
Thanks! It's not that big of a deal since I currently have zero inquiries in the last 12 months and only 1-2 in the last 24, but I was surprised to see that they pulled my credit!