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DirecTV and Receivables Performance Management - $419

Established Member

DirecTV and Receivables Performance Management - $419

I recently started my first big-boy job and am working to repair my credit from being an idiot in college. 

 

I live in Texas. 

 

The original creditor was DirecTV. I owe them for equipment that was not returned. 

 

I have a $419 collection account from Receivables Performance Management. 

 

The CA was opened on 01/2011 and was reported since 03/2011. It was last reported on 03/2011.

 

Today I spoke to both DirecTV and RPM. DirecTV still has the account on file, and I can make payment in full at any time. 

 

After I verfied the account was still open with DirecTV, I called and spoke to three people at RPM. RPM stated that even if I pay DirecTV in full, they can only mark the account as Paid in Full; they can not delete it. I understand that PiF won't help my credit much. 

 

I then called DirecTV back and they stated that once I paid them, the account would be deleted from my credit report. I asked for this in writing and am getting the run arround. I know it is possible, because I just had success fixing an old Sprint account using the same method. 

 

I searched these boards and found some old threads regarding contacting John Suranyi (President of Sales & Service) for help with deletion, however those threads were from back in 2007 and he no longer works for the company. I am having limited success finding who I should email these days. 

 

I am ready and able to make full payment, but only want to do so if the CA will be deleted from my credit report. Where should I go from here? 

 

 

 

11/05/2012 Score: EQ 619
Current Score: TU 781 EQ 737 EX 747

Wallet: CityCU 27k, Lowe's 25k, Amex Clear 25k, CSP 17.5k, Barclay 15k, BestBuy 10k, CareOne 11k, Amazon 10k, 1FBUSA 6.3k, Citi Platinum 7k, Amex Hilton 5k, Citi Cash 2.7k, PayPal 2.4k, Discover It 1.7k
2 REPLIES
New Contributor

Re: DirecTV and Receivables Performance Management - $419

please do yourself a favor and pay directv. I was in the exact situation with a sprint account. once i paid them , it was gone within 2 weeks. Dont pay RPM if directv still has the account.

Starting Score {July 30,2012}: TU 586 EQ 535 EX 583
Current Score: My Fico EQ 635 Walmart TU08 640 MyFico TU04 682 My Fico EX 628 (lender pull 09/12)
Road 2 Recovery: Patience - Persistence - Perseverance

Goal Score: 700+


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Established Contributor

Re: DirecTV and Receivables Performance Management - $419

I would probably take their word for it. Some companies just don't want to say they made that arrangement.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


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