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@xaiduz114: I know...EQ is too much to deal with but I've come this far...thanks again for all of your advice. I filed my dispute to have the date updated/and the CA removed. I found my credit reports and its clear as day.
Good! Keep us updated on what happens. I like to hear good news!
Starting Score: EQ 478 | EX N/A | TU 540 - 5/2014 Current Score: EQ 475 | EX 582 | TU 589 Goal Score: 700 by 5/2015 - My Credit Rebuilding Journey! | Collections (MED): DCS Financial (4) | Columbia Collectors (1) | Dynamic Collectors, Inc (2) | Professional Credit Services (2) | CMRE Financial Services (1) | Total: 10 Charge-offs: | Cards I'm aiming to get: |
UPDATE: Equifax deleted the collection! I filed a disputed citing the DoFD discrepancy and they promptly deleted the baddie. They emailed me confirmation that it's been deleted. Whewwwww! Thank goodness they didn't drag it out. Thanks, MyFico!!! I couldn't have done it without you.
I can't wait to see the score increase. I haven't updated my scores in quite some time. The account was reporting a $10K balance from 2007. It was nowhere near $10K in 2007.
@fixmycred14 wrote:UPDATE: Equifax deleted the collection! I filed a disputed citing the DoFD discrepancy and they promptly deleted the baddie. They emailed me confirmation that it's been deleted. Whewwwww! Thank goodness they didn't drag it out. Thanks, MyFico!!! I couldn't have done it without you.
I can't wait to see the score increase. I haven't updated my scores in quite some time. The account was reporting a $10K balance from 2007. It was nowhere near $10K in 2007.
YAY! Never give up. Glad it was so easily taken care of for you. Let us know what happens with your score!
Starting Score: EQ 478 | EX N/A | TU 540 - 5/2014 Current Score: EQ 475 | EX 582 | TU 589 Goal Score: 700 by 5/2015 - My Credit Rebuilding Journey! | Collections (MED): DCS Financial (4) | Columbia Collectors (1) | Dynamic Collectors, Inc (2) | Professional Credit Services (2) | CMRE Financial Services (1) | Total: 10 Charge-offs: | Cards I'm aiming to get: |
Thank you! I will update soon!