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I am 34 months post-bankruptcy discharge. My credit scores are 651-692-651.
When I filed for chapter 13 I was involved with an unlawful termination lawsuit with my former employer. (It was the loss of my job that pushed me into bankruptcy.) The bankruptcy court was aware of the lawsuit and stipulated that any money awarded to me if I won the suit would be used to repay the discharged debts with any remainder paid to me.
I prevailed in the suit, received a sizable settlement and the BK court paid all the discharged debts.
My question is regarding how this should be reflected on my credit reports? Currently they all show “Included in bankruptcy / zero balance”.
Should I dispute these items on my reports? Should I ask that a consumer statement be included?
Nothing to dispute from your post the reporting is accurate.