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07-24-2017 04:59 PM
07-25-2017 08:43 AM
It just says discover owns it, its a closed account. No other company has pursued the debt with me. It just says closed account on my credit report.
There really is only one way to find out... Apply. If approved then all's well no need to worry! If denied then they will cite you a reason for the denial. From there you'll know if you need to recon with them and maybe offer and negotiate to pay some/all your old charge off with them that is if they still own that debt.
Worst case scenario at least you'll know where you stand with them.
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