Discover It Card for students

[NewYxox]

Today I got a letter in the mail inviting me to apply for this card. I really though my credit score was in the low 500's high 400's so would it even be worth applying and them running my credit for this..has anyone else had any experience with this card? I also never have recieved a letter inviting me to apply for a card so I thought this was highly weird lol.

[tli]

I got an offer in past, sent it in and was denied. But you might be approved for secured card if denied.

[myjourney]

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@NewYxox wrote:

Today I got a letter in the mail inviting me to apply for this card. I really though my credit score was in the low 500's high 400's so would it even be worth applying and them running my credit for this..has anyone else had any experience with this card? I also never have recieved a letter inviting me to apply for a card so I thought this was highly weird lol.

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Welcome to the forum 

Don't apply your scores are to low at this time

Wait until your scores hit the mid 600 range before applying for any prime cards ....sorry just being honest and keeping you from wasted HP's 

Continue to work on CR's and you'll be there in no time 

[NewYxox]

Thanks for the advice! I decided not to apply anyway because like you said my scores are too low for me to be approved I just know it! So yes that would be a waste of an inquiry on my reports. Even though reading about all the benefits was so tempting. Dang I can't wait until my score is up there for me to take advantage of all this stuff. I'm so much smarter now about credit cards then I was a couple years back, which caused me to get in this mess! lol