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Discover card graduated.

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Anonymous
Not applicable

Discover card graduated.

Checked my mail from yesterday, I recently had my seventh statement cut, and i got a letter with a 2,500.00 check saying my security deposit was no longer needed.

I have a long way to go still on my rebuild but this certainly helps. TU Fico was 629 at the time.

Thanks to everyone who has given me support and advice. Dv
21 REPLIES 21
Anonymous
Not applicable

Re: Discover card graduated.

How long was your discover card secured?
Message 2 of 22
MyLoFICO
Valued Contributor

Re: Discover card graduated.


@Anonymous wrote:
How long was your discover card secured?

"I recently had my seventh statement cut" 

 

Looks like 7 months.


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 3 of 22
MyLoFICO
Valued Contributor

Re: Discover card graduated.


@Anonymous wrote:
Checked my mail from yesterday, I recently had my seventh statement cut, and i got a letter with a 2,500.00 check saying my security deposit was no longer needed.

I have a long way to go still on my rebuild but this certainly helps. TU Fico was 629 at the time.

Thanks to everyone who has given me support and advice. Dv

Did you try for a CLI? Mine graduated last month like many others are we are not able to get limit increases. Just curious if you are in the same boat. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 4 of 22
Anonymous
Not applicable

Re: Discover card graduated.

No I didn't try for a CLI, do they do a hard or soft pull?
Message 5 of 22
Anonymous
Not applicable

Re: Discover card graduated.

Congrats!

Pretty sure Discover hates me at this point. I'm 14 statements in, my TU is 20 points higher that the OP and I've never been late or missed a payment. It's totally frustrating
Message 6 of 22
Anonymous
Not applicable

Re: Discover card graduated.

Awesome!! Congratulations...I like Discover...Smiley Happy

Message 7 of 22
Anonymous
Not applicable

Re: Discover card graduated.

Thanks doinit, so do I. Plus I have a decent starting limit too. Dv
Message 8 of 22
Anonymous
Not applicable

Re: Discover card graduated.

Sorry to hear that jjking. I would be frustrated too. Have you called them and asked them to graduate you?
Message 9 of 22
MyLoFICO
Valued Contributor

Re: Discover card graduated.


@Anonymous wrote:
Congrats!

Pretty sure Discover hates me at this point. I'm 14 statements in, my TU is 20 points higher that the OP and I've never been late or missed a payment. It's totally frustrating

Its going to be because of your inquiries or debt to income ratio. That is what got me. 13 statements until graduation. And calling them won't help. They are nice about it but they can't force it.


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 10 of 22
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