@junebug225 wrote:
@ERoosky99 wrote:
@junebug225 wrote:I Accepted the same offer a few months ago. Works and reports just like the regular card. I only deposited a few hundred bucks to get my feet in the door. It can be coverted to unsecured after a year.
My scores aren't great, so I wouldn't mind applying for the Discover it card, getting rejected, and later getting an offer for the secured card (to get my foot in the door with them)! It would be nice to have a CC with a prime lender.
I am apprehensive because I've read that they don't offer the secured card to all denied applicants. Can you tell me which CRA they pulled for you? Also, did they offer any information as to why they offered you the secured version? In any event, congrats for obtaining the card!
They pulled only Transunion for me. I'm not sure what the deciding factor was since I am currently rebuilding.
I'm also rebuilding. Thank you!