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I just got my secured card and instantly my score on Experian improved from 614 to 649 fico. I put gas in my car and will continue to pay the majority of the balance of the card and leave $3 before closing date and immediately pay the $3.00 prior to due date. I can't wait to see what having the card does to my equifax score of 639. It has not reported to either equifax or TU yet. Thanks for all the advice to the members of this forum.
Just reported to Equifax score jumped from 639 to 671 after Discover IT reported it.
@Tigremalo2001 wrote:I just got my secured card and instantly my score on Experian improved from 614 to 649 fico. I put gas in my car and will continue to pay the majority of the balance of the card and leave $3 before closing date and immediately pay the $3.00 prior to due date. I can't wait to see what having the card does to my equifax score of 639. It has not reported to either equifax or TU yet. Thanks for all the advice to the members of this forum.
Congrats on the score bumps. They will only getting bigger
discover is the first one I got in my rebuild too..
Did your card graduate? If so, what was your deposit and the new CLI?