Another update on an account I had previously posted about
original message:
4. Discover paid judgment
Filed 5/2011; paid 10/2011; verified 6/2012
Due to stay on until 4/2016
Can I ask for a delete, since it's paid?
4a. It's also listiing as a separate account that's been closed and paid----should I get that deleted?
Just contacted a lawyer on the judgment issue. That was an entirely different thread I posted and the consensus was to get a lawyer.
Using some great advice, I sent a GW letter to Discover and just got a response back informing me that they can't locate my account, so they can't help me. I gave them all but the last 4 digits of the card number--I really don't know the whole number anymore. Any suggestions on what I can do from here? I have a real person to write to which is a start 
. I get the feeling they might delete the account from my reports, but if they can't find it.......Or is this one of those times I need to contact the CRA to tell them that Discover can't validate? I'm so confused!!!
@sisyphuswins wrote:Another update on an account I had previously posted about
original message:
4. Discover paid judgment
Filed 5/2011; paid 10/2011; verified 6/2012
Due to stay on until 4/2016
Can I ask for a delete, since it's paid?
4a. It's also listiing as a separate account that's been closed and paid----should I get that deleted?
Just contacted a lawyer on the judgment issue. That was an entirely different thread I posted and the consensus was to get a lawyer.
Using some great advice, I sent a GW letter to Discover and just got a response back informing me that they can't locate my account, so they can't help me. I gave them all but the last 4 digits of the card number--I really don't know the whole number anymore. Any suggestions on what I can do from here? I have a real person to write to which is a start
You can only dispute an account if its somehow reporting incorrectly so you need to look over the OCs entry very carefully, I might even use a Section 623 Direct Dispute to Discover. As far as the judgment entry you need to file a motion to vacate on grounds that it has been satisfied in the court that originally granted it, this is what gets the PR off your CRs.
