@BeautifulBlueBoy wrote:Here's what I'm looking at
Target - 30 day baddie (I've asked to be removed as AUTHORIZED USER)
HSBC - 30 day baddie (I've asked to be removed as AUTHORIZED USER)
Household Finance Date to Fall off 11/2013
CybrCollect Date to Fall off 8/2013
B of A / Paid in Full
Send them a GW
Arhaus / Settled
Send them a GW
Dell / No idea what is with this
Contact Dell, see what they have on you.
JC Penney Sold to Portfolio
Is Portfolio reporting? If so, send them a PFD
Lowes Sold to Cavalry (Cavalry recently deleted, could not provide info)
Contact Lowes, see if they will still accept payment.
Paypal / Paid in Full
Send a GW
The others are in good shape
Collections: Cox - PFD / Agreed to remove, just waiting for this.
As soon as Lowes is sold to a new CA, I'll work this out and get it paid
I've highlighted what can be worked out or has been. The rest, I need help with.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.