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I had a few accounts that were in dispute and I contacted each CRA today to remove the disputes comments. Will this effect my credit score + or -? A lender told me to handle this to get an accuratecredit score.
@Anonymous wrote:I had a few accounts that were in dispute and I contacted each CRA today to remove the disputes comments. Will this effect my credit score + or -? A lender told me to handle this to get an accuratecredit score.
Yes it will affect it in some way, while an account is marked in dispute certain aspects of it are removed from Fico scoring. This is why mortgage lenders tell you all disputes have to be removed and for the reason you have been told.
Thanks for the responses. I need to get to mid score 640 for a mortgage very soon.