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Dispute Question

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BungalowMo
Senior Contributor

Re: Dispute Question

When is the DoFD on the Crap One TL?  Are they due to drop any time soon??  Are any of the lates a 90 or more? 

 

Mine went all the way to 120 days Smiley Sad  It's only on my EX report, as it dropped one year early on EQ 7 TU.  I know that acct is killing my EX score...not that I know what my EX actually is, you understand...Smiley Mad

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 11 of 14
MrChairman
Established Contributor

Re: Dispute Question

DOFD is around 9/2006 starting with a 30 day late. Goes all the way up to a 150 day late and then eventually charges off in 2/2007. I'm sure this delete will raise my score a bit but at the same time I'm sure this is having a big negative effect on my score as well. We'll see how it works out.


Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 684 (12 SEP 2016), Equifax: 696 (12 SEP 2016), Experian: 679 (12 SEP 2016)
Goal Score:All scores All scores at least 700+ by December 2017!!

Take the FICO Fitness Challenge
Message 12 of 14
BungalowMo
Senior Contributor

Re: Dispute Question

Good luck with it!  I think I've read of maybe 2 or 3 successful dealings with them in all the time I've been here.

 

Is this paid off?  Or do you still owe?

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 13 of 14
MrChairman
Established Contributor

Re: Dispute Question

Been paid since 4/2007. Sent out a GW letter about 2 weeks ago. Heard nothing back yet.


Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
Current Score (Lender Pulled):TransUnion: 684 (12 SEP 2016), Equifax: 696 (12 SEP 2016), Experian: 679 (12 SEP 2016)
Goal Score:All scores All scores at least 700+ by December 2017!!

Take the FICO Fitness Challenge
Message 14 of 14
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