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Dispute and score drop question

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Shellie
Valued Contributor

Dispute and score drop question

Can a dispute drop you 20pts?

Message 1 of 3
2 REPLIES 2
alienfico
Frequent Contributor

Re: Dispute and score drop question

Good question, I'd like to know the answer to this one too.  

 

I have a couple of active disputes and at the same time a new TL reported....well it dropped my score several points.  I'm in the same boat.

 

Now once the dispute is resolved and in my favor (fingers crossed).....I hope my score goes back up.  That still doesn't explain why the score drops....unless that TL that one is 

 

disputing on was taken out of the equation of the FICO score????

Starting: TU:515, EX:521, EQ:528
Current: TU:700 EX:706 EQ:674
FICO Goal: 725
Cap1 Venture $11,000AU, First Progress $500, Cap1 QS $1750, FH$600, Open Sky $300, Cap1 $500, BestBuy $1500 Target $1800
Message 2 of 3
Burned2manybridgesB4
Valued Contributor

Re: Dispute and score drop question

Yep, it can. Depending on what was disputed, it either eliminates the TL, parts of the TL, but never removes CA factors. Updating on this disputed item sounds like the culprit.

Message 3 of 3
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