10-19-2012 04:49 PM
10-19-2012 06:57 PM
10-19-2012 06:58 PM
10-19-2012 07:47 PM
10-19-2012 07:54 PM
Actually Duncan, if it says paid, the 120 days just shows the status it was in. As long as it says paid/closed. It will be OK.
10-19-2012 07:55 PM
10-19-2012 08:09 PM
As long as it has a $0 balance or states paid. It will not factor as an account in current arrears to FICO.
10-21-2012 02:43 PM
Hi I have several accounts that were late or charged off that are paid and state 0 balance, but they are still negatives on my credit report. Still shows up as red flags on my fico TU and equifax reports.
10-21-2012 03:22 PM
They are still negative accounts because of their previous status. You need to send a GW.
10-22-2012 06:24 AM
The ironic thing is that my Verizon CO doesnt have a red flag on any of my CR's I get from here.